PENGARUH DANA PIHAK KETIGA DAN LIKUIDITAS TERHADAP PROFITABILITAS PADA PERUSAHAAN BANK UMUM BUMN YANG TERDAFTAR DI BEI PERIODE 2017-2022

  • Rosmala Dewi Universitas Baturaja
  • Rr. Dimas Veronica Priharti Universitas Baturaja
  • Jelita Jelita Universitas Baturaja
Keywords: Third Party Funds, Liquidity, and Profitability

Abstract

This research discussed the influence of third party funds and liquidity on profitability in
state-owned commercial banking companies listed on the Indonesian Stock Exchange (BEI)
for the 2017-2022 period. The analytical method used in this research was Multiple Linear
Regression. Apart from that, this research also carried out classical assumption tests which
included normality tests, multicollinearity tests, heteroscedasticity tests, and autocorrelation
tests. The results of this research showed that partially Third Party Funds (DPK) did not
have a significant influence on profitability with a significance value of 0.155 > 0.05.
Meanwhile, liquidity had a significant negative influence on profitability with a significance
value of 0.021 < 0.05. The results of this research showed that Third Party Funds (DPK) and
Liquidity (LDR) simultaneously or together had a significant influence on Profitability (ROA)
with a significance value of 0.035 < 0.05. The results of the R Square Determination
Coefficient Analysis were 0.273 or 27.3, this showed that the contribution percentage of the
influence of Third Party Funds (X1) and Liquidity (X2) on the rise and fall of Profitability (Y)
was 27.3% while the remaining 72.7% was due to by other factors not researched or used in
this research

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Published
2025-01-15